Why consider Umbrella Insurance?
Your 4:00 meeting went late. It’s raining. And you were supposed to pick up your son 15 minutes ago.
On your way out of your office you had to turn around twice to get something you forgot.
You hurry to your car in the rain; take a deep breath, buckle up, and are headed out.
You call out “OK Google” to text your wife that you are on the way.
- Then at the oncoming yellow light you slam on your brakes to stop in time. The car behind you does not.
- Then at the oncoming yellow light you turn left to beat the light. The oncoming truck does not see you.
- Then at the oncoming yellow light you make a quick right turn, but you do not see the individual scrambling across the street.
Sometimes you cannot pick what happens to you or to an employee in your company vehicle. And it can impact your wealth and/or health for the rest of your life.
No one thinks it will happen to them.
Murphy’s Law does not have to take place on a rainy day or when we are running late. The truth is that we live in an imperfect world and despite our best efforts, planning, and safety precautions there will be trouble.
If you have the same limits of insurance you had 10 years ago consider inflation, consider increased medical & legal costs, and consider your assets & future income are at stake.
Protect the financial security you work so hard to afford your loved ones and consider an umbrella policy and its different components that are available with a trusted adviser.
Jeremy Hyde | Colligan & Company
Thanks for the effort, keep up the good work. Great work, hope you will write some more posts.
Thank,I’ve wondered about umbrella insurance in the past
Great website and blog. I better understand umbrella insurance now!
My opinion is that if you are young with a lot of earning power or older with assets you need to buy umbrella insurance
This is a prudent decision to make, buy the umbrella insurance!
Our country would be in better shape if we all had an umbrella policy.
Hopefully you never have to use umbrella insurance but if something terrible happens you’ll be glad you had it. Small premium, small chance you need to use it
Thank you for your insurance website.
I recommend buying an umbrella policy.
I had a friend involved in a terrible accident, fortunately the other car had an umbrella policy and will help him the rest of his life. I’m sure his attorney got a cut of the settlement too.
Anyone that has assets and future income should protect it with umbrella insurance. Colligan is a good Fort Wayne insurance agency!
I bought an umbrella at Colligan for $178, seems like a good deal if something terrible happens
If you have assets you and future income you should buy umbrella insurance
Never had to use my umbrella, hopefully never have to
I think I should have umbrella insurance
I like your insurance blog, good job
If you are an executive with earning power, you really should buy an umbrella policy to protect yourself and your family
You info on umbrella insurance was good to convince my son to buy it, now I need him to go to Colligan!
I’m glad my dad sent me to Colligan. Especially if you have a business you need an umbrella policy.
Hey very nice blog! I have a dozen rentals and know I should get an umbrella policy.
Hi! I’ve been reading your insurance glob for a while. Just wanted to tell you keep up the fantastic work!
This insurance is for those really bad accidents that could happen. If you have any assets or income, buy umbrella above and beyond your home and auto insurance. Business owners should have this too!
Businesses should buy this insurance, just think of an employee goofing off while he is driving your company vehicle. A lot could happen and your business stability is at stake.
I had an uncle get hurt in a car accident very severely, it’s important. Anything can happen out there even if it’s an honest mistake. Buy the umbrella.
Excellent blog here! Also your website loads up fast! It’s cool you are into insurance, everyone needs sometime.
If you have over $250,000 in assets buy an umbrella policy. Period.
A lot of successful people do not purchase umbrella insurance, but they should!!!!
Thank you for the info on umbrella insurance
Simply want to say your article is as astounding. The clarity in your post is just nice and i could assume you’re an expert on this subject. There are a lot of people that aren’t buying an umbrella and wish they did.
Nice short article on umbrella insurance
Thanks for taking the time to write the blog. This insurance is not required but I think more people should really consider it.
I hope I never need to use my umbrella insurance, but I feel better having it.
If you have a house and a couple of cars you probably should have an umbrella policy
Your umbrella insurance is really important especially if you have assets to your name
I’m glad you spoke with me about umbrella and gave me the link to think about this insurance. It’s important.
Good little article. I know it’s a very slim chance of me needing this but there is more peace in having it.
Umbrella insurance is important for that big unknown situation
More people need this than they know!
Definitely believe that which you say
I think this would apply to any business as well.
In a really bad situation, you’ll be glad for this. I’m a highway worker and have seen a lot of crazy people driving.
Thanks for writing this article, I understand a little better now.
Good to get. Consider the un/under-insured coverage as well.
There are a lot of crazy lawsuits out there…good idea to get an umbrella
You only need an umbrella when something terrible happens
Hi everyone, you need to listen to the advise of the agents at Colligan!
Insurance articles are good for helping
Lawyer will sue for most anything to get a quick dollar
I got to imagine this is rare but needed.
People should buy an umbrella policy. Really if you have assets get it.
Thanks guys at Colligan!
You buy insurance for the what if. Not the costs.
You guys rock. Good rec
Every one should consider this one
The cost for this is fairly inexpensive and worth it.
It’s extra but it’s extra help in a time of need.
As crazy as my son drives, it’s a good idea
I have been browsing online more than three hours today, yet I never found any interesting article like yours. It’s pretty worthless enough for me. Personally, if all web owners and bloggers made good content as you did, the internet will be a lot more useful than ever before.
Great advice, yes but I don’t like spending the money but I know I need it.
I’m happy to have found an agency in Fort Wayne that can help me personally.
Terrible things happen and you can be responsible!
I wonder how many people buy umbrella insurance? What if I don’t have a $1M?
Good info on umbrella insurance. thank you
Thank you for the good info for an umbrella policy. Harry
I don’t want to spend the extra money so I guess I’m taking my chances
Its a very good idea
You should not wonder about doing this. Just do it.
You are an agency I want to work with.
I need this coverage
Gotta, I understand this insurance option.
Umbrella insurance is extra coverage
These situations can get complicated, good post.
I don’t want to spend the extra money but I understand
Folks, you need to look at this insurance stuff once in a while
Thank you for the info on umbrella insurance
Unfortunately, people need this.
My friend was injuried horribly by someone in a car accident. Hope they had an umbrella policy.
Umbrella insurance should really be considered
Only for the big claims or if you get sued…
This makes complete sense and anyone with a house should probably have one.
I added an umbrella when I bought my new house
The cost isn’t too bad but I understand why people don’t want to “throw money down the drain”
I buy it because my financial advisor told me it’s a good idea
If you have assets or make good money you should buy an umbrella.
Coverage for this is better than you think, it’s just most people don’t like spending the extra money
Terrible accidents happen especially in your car… watch out
If you have a decent net worth, then it’s worth buying the umbrella
Sign me up for one of these, I know I’ve been ignoring this.
I can tell this is needed if you have home and auto insurance.
If you have a business or other assets get this done.
umbrella policies can get expensive if you have teen drivers, but i guess that means you need it more
Umbrella policies are pretty inexpensive
Don’t want to pay for it, but I understand…
got to consider it…
Thanks for the info on umbrella insurance
Insurance is expensive until you realize the worst
Better to get it
Your agency brings us value, thank you for that
Protect your family’s assets, get the umbrella stupid!
There are bad people out there, beaware
Well done, good stuff
Listen to Colligan
You never know
Much needed for bad situations
You never know…hopefully its not your fault
Good thing to do
A lot of coverage
I could use more help on this
good info, I need to talk to you more about this
I completely understand, or at least I understand better now
It’s too bad to hear about all the messed up things can happen
Just buy it, you won’t regret it
Good article, way to go Colligan
Umbrella needed if you have assets
I’m gonna do it finally. Thanks
I don’t want to spend the money, but I understand why someone would do it.
I had a family member get in a terrible accident…other guy has an umbrella, big payout
Good riddance, all the bad crap that can happen is terrifying
Hello and thanks for the insurance blog
Thanks Colligan, sign me up
It’s really not much more, just bundle it with your home/auto
I recommend doing it, just do it
People should really get this, you don’t have to have a million dollars to get one either
It’s only like $150 for an umbrella policy, do it people
Umbrella insurance really isn’t that expensive
I understand but don’t want to spend the money to buy the umbrella, cross my fingers
I guess I should do it
I was wondering what my agent was trying to sell me… thanks for the explanation
Appreciate writing this. I love the world-wide-web because you can study something new every day. I’ll share this with my friends, thank you!
Have for that rainy day, good insurance advice
Good blog, thanks for the insurance advice…
Tough stuff happens, I see it often as a Sheriff
Personal Injury attorneys be ROLLING in money. Better have limits b/c they will come after you
Everyone with assets should have an umbrella policy
You always need to be aware of the the tragedy that can happen
this world is crazy, better be prepared
I wonder all the ways insurance comes into play, yikes!
Good call on this, yep, needed
I had a friend in a terrible accident, I’m glad his family had an umbrella
It’s a wonder all the things that “could” happen to people
Thanks for the insurance blog
Thank you for every other informative site. Where else could I am getting this insurance in such an ideal approach? Thanks
The internet needs more brain, less trash
Can’t buy it when you need it
Terrible things can happen, I’ve seen it firsthand
Big time stuff when you need an umbrella policy
good short essay on umbrella insurance, nice job chap
I’d recommend it, terrible stuff happens. Protect your assets
Umbrella policies should be required by the state.
I didn’t really realize the importance of an umbrella until i spoke with my attorney even though you guys recommended it…
Good insurance blog, great job!
Crazy stuff happens, if you have any assets get the umbrella policy
I’ve been in law enforcement and seen enough terrible things, buy the umbrella and protect your family
Way cool, some valid points! I appreciate you making this article available, the rest of the site is also high quality. Have a fun.
This blog is definitely rather handy since I’m at the moment creating a website – although I am only starting out therefore it’s really fairly small, nothing like this site. Thanks much. Zoey Olsen