Do you own a classic, collector, sports or antique vehicle?

Colligan Insurance can help you better understand and cover your collector car.  It’s a unique asset and your collector car deserves specialized advice and insurance.  Most vehicles depreciate over time, however, due to your care and limited use Colligan has carriers that will offer specialized coverage and substantial discounts

When you have a vehicle as unique as you – you need specialty car insurance, here is why:

  • Agreed Value –  Most vehicles are insured on a “stated value.”  This means you tell the insurer how much your car is worth but they pay whatever is less between that amount or an actual cash value (depreciated value).  Specialty car insurance will pay on an agreed value basis.  This means the insurance carrier will pay based on the value both you and the carrier have mutually agreed on.
  • Lower Premiums – When done right, classic and collector car premiums are significant lower than standard policies. Specialty carriers understand these cars are highly valued by their owners and used with great care.
  • Claims Handling –  There is no sense in rolling the dice, work with experienced specialty claim adjusters to repair your vehicle the right way.
  • Valuation Tools – Not sure how much your car is worth? We can help you determine the proper value of your classic or collector car.
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About the Author: Jeremy Hyde

Christian, MK/PK, Brother, Husband of a magnificent wife, Father of three sons and two daughters, Insurance dork, Sports and Racing fan, Competitor, Coach, Early riser, Grill-man, Yearner of sand dunes and Lake Michigan, Owner of a Yorkie named Gerald, Wannabe basketball player, Reluctant handyman, Car enthusiast, Admirer of passion and excellence and design...

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  1. Phil P January 30, 2020 at 8:33 pm - Reply

    I have a big interest in collector cars and want to make sure they are insured correctly. Why didn’t my current insurance agent tell me about this?! I’m looking forward to talking with you!

  2. Jack January 31, 2020 at 9:20 am - Reply

    Really interesting. My current Allstate agent doesn’t have these options for my collector car. If you have valuable vehicles you really need to work with an independent insurance agency. I’ll call you shortly.

  3. Simon C February 2, 2020 at 4:04 am - Reply

    Thanks for your helpful post. I’ve heard of Hagerty Insurance but I didn’t know about the others. Talk soon.

  4. Jason Fox February 15, 2020 at 6:18 pm - Reply

    Good info on classic auto insurance!

  5. Frank F February 25, 2020 at 11:04 pm - Reply

    Thank you for some great insurance posts. I have a presentation next week, and I am looking for info about what people need to think about when purchasing expensive and collector cars. I may reach out to you too.

  6. Steven P April 22, 2020 at 9:45 am - Reply

    I have a couple classics that could use this agreed value clause

  7. Mark Wunder April 22, 2020 at 10:53 pm - Reply

    I’ve never thought about insurance like this, but it does make sense for my classics

  8. Jan Crem April 25, 2020 at 2:07 am - Reply

    I’m glad to know a Fort Wayne agency can finally cover me properly on my insurance!

  9. Able Contrants May 18, 2020 at 7:15 pm - Reply

    I have a couple classic autos and I’m glad I have them insured on agreed value. Do it!

  10. Mel Clay June 3, 2020 at 10:37 pm - Reply

    I’m glad I have my modified 1973 Corvette on special insurance with you

  11. Landon June 24, 2020 at 12:14 pm - Reply

    Different insurance is needed and it should be special for my special car! Thank you!

  12. Edgar V June 27, 2020 at 11:00 pm - Reply

    Glad you guys helped me put the right value on insurance my collector cars!

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    Nice website and useful info on classic cars… will think that adding or looking at Hagerty with you all.

  14. Sarah W July 16, 2020 at 6:48 am - Reply

    I’ve put a lot of money into my Hudson so it’s good I have insurance that will actually cover it’s value

  15. Gentry W July 17, 2020 at 12:20 am - Reply

    Good info on my collector cars…thanks

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    Cars are great… and expensive… but you can get good quality insurance too that isn’t too bad for these types of cars

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  32. Henry W February 10, 2021 at 2:45 am - Reply

    So many people love their cars, I’m happy for them but they are also a big investment

  33. Kaik Mumor February 10, 2021 at 4:56 pm - Reply

    I’ve had my ’72 Corvette from day one. Love it.

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    I found you when I was looking for into on insuring my Saab! Thanks for the fun story!

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