Personal Lines

Property Insurance | Valuation

Homes and commercial buildings can be a significant portion of your assets and/or a critical piece of income generation.  Maintaining quality property insurance is an important component that can assist in your long term financial stability or if done poorly can dampen your future goals.  If you have real property get it insured in a [...]

The Independent Advantage

What’s the difference between a “State Farm” agency versus a local independent insurance agency? Let’s start from the beginning.  State Farm is a captive insurance company that uses captive agencies.  A captive agency can generally represent only one insurance company.  Who are some captive insurance companies?  Allstate, State Farm, Farmers, American Family, and 800-number companies like GEICO are a few [...]