Local Independent Insurance Agency

Attention Advisers, Coaches, Consultants…. | You are on the hook.

You are the consummate professional.  You have life and business experiences that matter.  You breathe energy into others.  You contribute.  You network.  You hustle.  You bring value that is unique and helpful.  You make others better. You are on the hook. Professional negligence (actual or alleged) is not covered on a standard insurance policy (see [...]

Property Insurance | Valuation

Homes and commercial buildings can be a significant portion of your assets and/or a critical piece of income generation.  Maintaining quality property insurance is an important component that can assist in your long term financial stability or if done poorly can dampen your future goals.  If you have real property get it insured in a [...]

Workers Compensation Decoded in 3. 2. 1.

Workers Compensation can frustrating, irritating, and downright painful to the bottom line of a business. Most businesses with an employee are required by the State of Indiana to have a workers compensation policy so this subject can make businessowners feel backed into a corner. The reality is that Worker Compensation is meant to protect the employee and its [...]

The Independent Advantage

What’s the difference between a “State Farm” agency versus a local independent insurance agency? Let’s start from the beginning.  State Farm is a captive insurance company that uses captive agencies.  A captive agency can generally represent only one insurance company.  Who are some captive insurance companies?  Allstate, State Farm, Farmers, American Family, and 800-number companies like GEICO are a few [...]