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Personal Articles Insurance | Jewelry

Planning to buy a special piece of jewelry for your spouse? Consider a personal articles insurance policy for your jewelry.  On a weekly basis we hear one of two stories about insuring jewelry from prospective or current clients. "Janet, she is so careful with her jewelry I cannot imagine that ever happening." "There was this [...]

Home Based Business Insurance

  There are over 30,000,000 home based businesses in the United States.1  These people are brave, creative, and doers that make a difference in the lives around us.  Often they are leaders and engage life in a way most of us just do not.  They transform industries, communities, and inspire many of us to pursue [...]

Property Insurance | Valuation

Homes and commercial buildings can be a significant portion of your assets and/or a critical piece of income generation.  Maintaining quality property insurance is an important component that can assist in your long term financial stability or if done poorly can dampen your future goals.  If you have real property get it insured in a [...]

The Independent Advantage

What’s the difference between a “State Farm” agency versus a local independent insurance agency? Let’s start from the beginning.  State Farm is a captive insurance company that uses captive agencies.  A captive agency can generally represent only one insurance company.  Who are some captive insurance companies?  Allstate, State Farm, Farmers, American Family, and 800-number companies like GEICO are a few [...]