Colligan Blog

Colligan Blog

Workers Compensation Decoded in 3. 2. 1.

Workers Compensation can frustrating, irritating, and downright painful to the bottom line of a business. Most businesses with an employee are required by the State of Indiana to have a workers compensation policy so this subject can make businessowners feel backed into a corner. The reality is that Worker Compensation is meant to [...]

The Independent Advantage

What’s the difference between a “State Farm” agency versus a local independent insurance agency? Let’s start from the beginning.  State Farm is a captive insurance company that uses captive agencies.  A captive agency can generally represent only one insurance company.  Who are some captive insurance companies?  Allstate, State Farm, Farmers, American Family, and 800-number companies [...]