Most people do not expect to be in an auto accident that day, however being prepared is a great way to know what to do if an auto accident does happen to you or a loved one.
- Safety First
Remain calm
- Is everyone OK in your vehicle?
- Are you in a safe place? If not, move your vehicle to safety
- Once you, your passengers, and your vehicle are in a safe place, check on the safety of others
- Call 911 if anyone is injured
- If the other driver is being threatening or shows signs of intoxication – call 911
- Call the Police
We have seen enough poor character from the general public that it is worth getting an official Police accident report. The Police will help properly record the events of the accident, give accountability, and remain objective.
Give an accurate record of what happened. If you do not know certain facts do not speculate or guess. If you do not know whether you are injured or not, say that you are unsure, rather than no.
If your vehicle is not drive-able, use the roadside assistance card with your insurance or ask the Police Officer who may assist. In the event the Police will not come out (ex. accident happened on private property) go to #3.
- Collect Information
This is not the time to admit fault or to make or get promises. It is the duty and the right of your insurance carrier to defend you according to your legal obligations. This is the time to collect as much information as you can.
- Write down where the accident occurred
- Take photos of the accident, your vehicle, and the other vehicle
- Get other vehicle license plate and VIN
- Get other driver’s full name, address, license number, and phone number
- Get insurance name and policy number of other vehicle
- Get police report number
- If witnesses, get their contact information
- Want a nice form for your glove box?
- Report the Accident
Talk with your insurance company as soon as possible. They will help you know what next steps you need to take to restoring your life. Timely reporting and cooperation are important to help assist all parties in moving forward.
If you do not understand what coverages you have or would like advice on your claim give your insurance agent a call.
Jeremy Hyde | Colligan & Company
Great content! Super high-quality! Keep it up! This will help me with my car insurance claim :)
Thank you for your help on knowing what to do after a car accident. God bless
Good info on car insurance claims
It’s hard to remember all this in a car accident. Just wanted to say I love reading through your blog and thank you for the help! Keep up the excellent insurance work!
Car insurance is complicated. This helps a little, but I think I’d just as much call my agent to help me too
I’ve been in a car accident and it’s kind of scary to know what to do especially when it is serious
Getting in an auto accident is kind of other worldly. Thanks for this guide.
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I had an auto accident and it’s a difficult process to get everything done. Thank you!
Good blog post, it’s honestly scary when you have a car accident and it’s really scary if you don’t know what you should do. Thanks for the guidance because car insurance does not solve all the issues when you have a wreck.
Its better to know what to do BEFORE you get in a car accident. Thanks for the guide and will help me with my insurance claim too
Better to be prepared than not to know what to do, thanks Jeremy
It’s nice to get some advice before I get in an accident…hopefully I never do though! :)
Insurance sucks but then you have an accident and you realize the great need for it.
It’s scary but noone should be unprepared
I bet a lot of people mess because they don’t know what to do.
I have recently started a web site, the information you provide on this site has helped me tremendously. Thank you for all of your time & work. Luke
Thanks for sharing, this is a fantastic article post. Thanks Again. Really Cool. Janetta Ethelbert Agace
I found your agency on google, thanks for the info, I might be calling…
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I hate accidents, it’s just a big pain
It can be confusing on what to do, this helps me
Auto accidents can be the pits
Its confusing and messed up on how some people get out of accidents by lying to the cops
With how much snow we have going right now, its a good idea to know what to do in an accident
Generally I don’t read article on blogs, but I would like to say that this write-up very compelled me to check out and do so! Your writing taste has been amazed me. Thank you, very great post.
It’s scary to know what to do after an accident, thanks for the info
Car accidents can be scary, why not pay attention to this. Good advice
Snow and ice happen and it’s out of your control sometimes, better be prepared
great idea and blog. insurance is something people need to know about
Accidents can be scary, best be ready for that time
You guys know what you are doing in the property and casualty arena. Thanks
I was in an accident in Michgian, terrible experience
good info, thanks for the blog
Accidents can be confusing and scary let alone if you get injured
Better to know before it happens
My sister got in an accident, freaked so much she drove away, then nearly went to jail
Thanks for the insurance wisdom
I’ve been a sheriff for 31 years and I’ve seen it all. It would help if folks knew what to do when they got in an accident
I think it’s really important that people get the police involved, there are a lot of bad situations that can happen if they are not.
insurance can be frustrating
Accidents are the pits, lawyer up!
Accidents can be hectic, good work
Thanks for the info,
There’s a lot of good info on your agency website. Good job
Good info, thank you!
Accidents can be a scary situation, lawyers, legal issues…
I’m glad you wrote about this subject, a lot of people could benefit in knowing what do it
Good stuff on car insurance
I bet lawyers hop all over the errors people make
Thank you, good insurance blog
Good insurance stuff on what to do
Car insurance is needed, but so are the brains to know what to do if you get in an accident
I was wondering about who to call and what to do. Thanks
Better to know what to do better it happens
What do you do in these situations, tough stuff
This is good info to have for car accidents
Run! jk
I’m going to print this article and put it in my car :)
Auto claims are the pits
Thanks for the insurance guide
Auto insurance is more than a push of the button people
Car accidents can get complicated, take notes
This is a simple guide, thanks
Always do your best to be aware of your surroundings
Attorneys and agents alike would agree on this subject
My daughter got in an accident and had no idea what to do, glad I found this article
Crime is a common thing in our life. We cannot ignore it. But we can reduce the losses that can help us to protect ourselves.
Auto insurance is for the accidents!
Good to know what to do in an auto accident
Never been in a car accident, but good to know
Food for thought, good insurance blog
I was in a scary one this year, hard to think straight in the moment
Good to know what to do after an accident
Thanks for your insurance blog
I can be scary, good auto crash information
Thank you, good info to have after an accident
good car accident info, better have good insurance
Kind of hard to think of what to do on the spot, thanks for the accident guide
Thanks for the quick auto accident guide
I thought it was interesting when you mentioned that it is a good idea to talk with an insurance company as soon as possible after a car accident. Would it be a good idea to consult with an attorney before you contact an insurance company? I would think that consulting with an attorney would be a good idea because they can make sure that the insurance company gives you everything you need.
Great post helped me to know about. Thanks for sharing a useful post.
Better to know better than after what to do regarding insurance
Good info, thank you!
Better to know what to do… scary situations
Thank you for this post. Nice insurance info
This article was very helpful! Thank you for answering so many questions. Such a nice and excellent article, we have been looking for this information and this is a great post about auto-accidents.
The information in this article has helped me to gain a better advice available for auto accidents. Thank you for sharing it with us.
An automobile accident guide can cover a wide range of topics, such as what to do at the scene of the accident, how to exchange information with the other driver, how to file a police report, and how to handle insurance claims. It can also provide tips on how to protect your rights and interests during the process.
I’m glad there are still professionals out there like this